Appraisal services for Malvern and Hot Spring County homeowners

Check out the top 7 reasons why Arkansas homeowners use Arkansas Real Estate Appraisal Professional Inc.:

Pre-listing appraisals (whether you're using an agent or selling the home on your own)
To challenge a property tax assessment in Arkansas
To lower their monthly mortgage payment by removing PMI
Reinstate their Home Equity Line of Credit (or HELOC)
Review a different appraiser's report for verification
If real estate needs to be divided because of a divorce
To settle an estate in Arkansas by determining the true market value of the real estate in question


	Do you own a home in or near Malvern? Do you need help determining the price of your real estate? Contact Arkansas Real Estate Appraisal Professional Inc..

We at Arkansas Real Estate Appraisal Professional Inc. understand the individual needs of a consumer seeking appraisal services. Our typical business clients get the appraisal process and the usual reporting formats. As our client, we will provide you with extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present our findings.

Pre-listing Services/For Sale by Owner (FSBO)

It's very hard to be objective about your own house because you probably have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a crucial negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your property will attract many interested buyers. It's something tangible to show your buyer. It's an independent third party's opinion of your property's value, and not just how much your house is worth. Interested buyers know you have an emotional attachment to your home and will be more likely to give credibility to a professional appraiser's value judgement than yours.

Challenging property tax assessments

If you live in an area that is declining or not appreciating as much as other homes nearby, your local tax assessor may have your home overvalued. This means you are going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better off you'll be. Getting an expert appraisal from Arkansas Real Estate Appraisal Professional Inc. is your perfect weapon when challenging your property tax assessment.

Appraisals to cancel PMI

PMI stands for Private Mortgage Insurance. A preferred money saver for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is less than 80% of the value of your house, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. Arkansas Real Estate Appraisal Professional Inc. is seasoned in helping consumers just like you delete undesirable PMI insurance.

HELOC recently frozen?

If your house is in a declining area, your lender might just choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be inconvenient from a cash flow standpoint, and unfavorable to your credit score since it may appear as though that credit line is maxed out. Arkansas Real Estate Appraisal Professional Inc. can help you reinstate your home equity line of credit with a professional appraisal.

Field and Desktop Appraisal Review Services

Would you wish a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you want a seasoned appraiser to double-check your appraisal for precision? Arkansas Real Estate Appraisal Professional Inc. offers field reviews where we'll go out and check the subject and comps. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? We can help with that too. While usually requested by banks, you may wish to exercise this service if you suspect mortgage fraud related to your property.